4Ducks Budget

The 4 “ducks” of budgeting

🦆 1. Knowledge

Knowledge is money. Step one to financial control is knowing where your money goes. 4DB shines a light on your monthly and yearly expenses.

🦆 2. Savings

Always be saving. Part of every check should go to savings. 4DB helps you see how much you can safely pay yourself each month — and when you’ll reach your savings goals.

🦆 3. Freedom

Pay down debt, especially slavish credit card debt, because nothing beats that debt-free feeling. 4DB shows your debt-free date and helps you pull it closer.

🦆 4. Time

Pay your bills on time and dodge painful late fees and interest. 4DB can alert you when it’s time to pay a bill.

4Ducks Budget gives you control 😌

Every app makes you feel... something. 4DB is a warm and quiet confidence, like summer rain on the front porch with your best friend and a cool glass of sweet tea.

It started with a couple subscriptions here and there, now you've lost track.
How much do you spend each month?
How much can you afford to save this month?

Now you know. Take back control.

"It's shocking when you realize how much you're spending every month, and how much of that you don't really need."

Ty Walls , creator of 4Ducks Budget

Private by design 🔒

No bank logins, no ads, no analytics — not even a cookie banner, because there’s nothing to consent to. Your budget lives on your device and stays yours.

Read the privacy policy →

Feature-rich, safe, easy, and fun! 🎈

We believe in apps that make life simpler, save you time, and make you smile. All that love is baked into 4Ducks Budget.

Powerful

Set yearly, monthly, or custom due dates. Get alerts. Create custom categories, even multiple budgets.

Flexible

Simple tools help you visualize what would happen if your income or expenses change.

Private

No one is spying on you or selling your personal information. Your data is yours alone.

Secure

No scary bank logins, and no account needed to get started. Your budget stays on your phone by default, away from the data breaches that hit the big providers.

The Only Budget App You Really Need

I’m sure all those nosy, micromanaging budget apps are fine for a few folks out there, but for the rest of us, it’s 4Ducks Budget all the way!

Why I built 4Ducks Budget

“I was sick of worrying how these companies were planning on using my personal information against me. I wanted a budget app that respected me and my privacy, so I made one.”

😶‍🌫️

~ PRIVACY ~

“I had a fairly fancy spreadsheet to track my budget, but it was a pain to change when I was out of the office with only my phone. I started thinking how nice it would be to have an app…”

💻

~ MOBILITY ~

“Sometimes I found myself wishing I knew how much I still had to pay in the current month. That feature is now a part of the Upcoming tab!”

🤔

~ INSIGHT ~

“Because of periodic expenses like car insurance, property taxes, yearly subscriptions, the amount you can save each month changes. Sometimes you’re in the hole. 4DB makes it easy to see how much you can save every month.”

💰

~ SAVINGS ~

“I was creeped out by apps that wanted to log into my bank account. How do I know they’re truly protecting my information? And what are they doing with it? 4DB doesn’t connect to your bank account at all.”

🥷

~ SECURITY ~

“I don’t think budgeting should be about tracking every penny. I just want to know how much I’m spending and how much I’m saving. "

🏖

~ SIMPLICITY ~

🦆 4Ducks Budget